Investment Management
Maximize Returns
We employ Nobel Prize winning research to maximize your returns by controlling the areas we can: fees, risk, taxes, and emotions.
Minimize Costs and Fees.
Higher Fees = Lower Returns. We aggressively look for opportunities to lowering your fees and costs. Our portfolios have expense ratios as low as 00.1% with no trading costs or commissions.
Minimize Risk.
Your portfolio will be invested in an internationally diversified portfolio of stocks and bonds. We review your portfolio daily to ensure it remains within optimal parameters to minimize volatility and keep you on track to reach your financial goals.
Minimize Taxes.
The return that matters most to you, is what you receive after taxes. We take a tax-sensitive approach to investing to minimize capital gain realization, and hold tax inefficient holdings in retirement accounts.
Minimize Emotion.
Money is emotional. With investing, your account values will change - both up and down. We understand your risk tolerance, educate you on investing, and support you to minimize reactionary decisions.
A PROVEN STRATEGY:
Evidence-Based Investing
We the employ the award winning academic research of Eugene Fama, recipient of the 2013 Nobel Prize in Economics, as a basis for client portfolios.Our passive, indexing strategy capitalizes on the drivers of investment return without timing the market or speculating.We build portfolios with funds from Dimensional Fund Advisors (DFA), iShares, Vanguard, and more low cost, high quality fund families.
INVESTMENTS AREN'T ENOUGH:
We make it Personal.
No one ever has a goal just to outperform the market. The meaning of your money goes far beyond that.
It isn't enough to have a nationally recognized investment approach.
We use academic outlooks, historical returns, mortality data, to find the best dynamic savings and distribution strategies to reach your goals.
THE TECHNOLOGY YOU EXPECT.
The Human Touch You Need.
Transparent investment portal with instant access to performance, holdings, and reports all in one place. Everything is customized to give you as much or as little information as you want, exactly how you want it.
Don’t Risk Your Income and Investments.
Equities, Like Dental Incomes, Are Subject to Fluctuations
As a Dentist, your income is your greatest asset. Our dental-specific investment expertise structures your portfolio to align with your goals, taking into account future savings potential if a recession hits and your income is impacted.
